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Property

If you are a tenant and don't need building insurance; or need to insure your building and business personal property, we've got a solution.

Property.

Business Personal Property

Made for Tenants.  Made for You. 

  • Covers a broad range of business assets including equipment, inventory, furniture, electronics, data, accounts receivable, and tenant improvements. 

  • Applies to direct physical loss or damage from fortuitous perils on a primarily all-risk basis, subject to defined exclusions. 

  • Offers multiple settlement methods including stated value, "new for old", functional replacement cost, and specially-tailored valuation for unique property.

  • Includes specialized valuation for items like data, valuable papers, money, and property of others based on actual cost or legal liability.

  • Optional coverage extends to loss of income and operating expense, rental expense, civil authority & ingress / egress denial of access loss of income, and dependent property losses following covered damage. 

  • Optional loss mitigation and recovery features including sue & labor, debris removal, and contaminant cleanup.

  • Additional insureds and loss payees are automatically included if stated in a written contract prior to loss.

Real Property

Buildings and More.

  • Covers property at locations and across operations under one form. 

  • Built on an inland marine foundation, making it more flexible than standard property policies.

  • Optional coverage for business income, equipment breakdown, spoilage, crime and data-related exposures. 

  • Customizable via endorsements and schedules for specific risks.

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