Construction.

Contractor's Equipment

Coverage that Performs.

Physical Damage Protection – Covers direct and actual physical loss or damage to insured property on an all-risk basis, unless otherwise excluded.
Broad Equipment Protection Across Operations – Extends to equipment in transit, on job sites, or temporarily deployed, including attachments, components, and supporting systems critical to operations.
Flexible Valuation Options – Offers multiple settlement methods including stated value, "new for old", functional replacement cost, and specially-tailored valuation for unique property.
Optional coverages include loss of income and operating expense, Act of God loss of income, sue & labor extra expense, ingress / egress denial of access loss of income, civil authority loss of income, rental expense, and dependent property loss of income after a covered loss.
Optional coverages also include debris removal, liquidated damages & demurrage charges, cyber liability, errors & omissions, debris & contaminant clean-up, diminution of value, control of damaged & undamaged property.
Additional insureds and loss payees are automatically included if stated in a written contract prior to loss.
Clear Limits with Global Applicability – Defined limits, deductibles, and coverage structure provide predictable recovery, with broad territorial scope supporting mobile equipment exposures.

Let's Make Stuff.

Covers buildings and structures during construction, renovation, or repair, including materials and supplies that will become part of the project.
Extends to materials on-site, in transit, and in temporary storage, helping eliminate gaps during the construction process.
Designed as a project-specific policy, insuring the job from start to completion (or until the insured’s interest ends).
Offers flexible structures and reporting options (completed value or reporting forms) and can be tailored with endorsements for different project types.
Includes customizable coverage extensions (e.g., soft costs, delay, debris removal) and can be adapted for complex projects like civil works or renovation.

Flexible Coverage for Subcontractors

Covers materials, supplies, machinery, and equipment being installed by contractors, including property of the insured and others.
Applies to property at the jobsite, in transit, and in temporary storage until installation is complete or accepted.
Designed for contractors and trades working within larger projects, filling gaps where builders risk may not cover their specific materials or scope.
Riggers’ coverage protects against damage to property of others while being lifted, moved, or positioned during operations.
Addresses the “care, custody, or control” gap in general liability, covering losses when client-owned property is damaged during rigging activities.