Coverage That Travels Every Mile

Built for Regional & Short-Line Railroads (Class II & III).​

​

• First party insurance tailored to the unique exposures of local and regional rail transportation networks.​

• Covers rolling stock, locomotives, track, roadbed, bridges, tunnels, and railroad-related property. ​

• Protection for railroad contractors, leased equipment, leased track, and run-through locomotive agreements.

• Broad coverage solutions tailored for unique operational, contractual, and infrastructure exposures. 

• Flexible primary, excess, and quota share capacity available.

• Coverage options may include care, custody & control, bill of lading exposures, business income, and extra expense.

• Additional protection available for maintenance-of-way equipment, contractor equipment, high-rail vehicles, and crossing signals.

• Flexible valuation options and responsive claims handling designed to keep operations moving.

• Earthquake and flood coverage included as part of the base rolling stock policy.​